Typically, authentication keys are stored in software. But that’s like putting them in an envelope. It’s sealed, but it’s not exactly hard to get into. We offer multi-factor authentication using three identity-confirming credentials, which is always safer than two. The first is a unique biological trait such as your face or fingerprint. The second is your smart device and, specifically, the secure chip inside it. And the third, instead of being a password, is a private key stored in that chip. Malware can’t reach it. Hackers can’t remove it. And no one can get into your applications without it.